The State Housing Initiative Partnership (SHIP) Program intends to provide local governments with the necessary funds to create housing programs to assist its income-eligible citizens. Clay County SHIP has successfully upgraded the quality of living standards by providing safe, decent, improved, and affordable housing for the county's elderly, special needs, and income-eligible families.

Active Strategies Include:

• Owner Occupied Housing Rehabilitation
• Down Payment Assistance for First-Time Homebuyers
• Special Needs Housing
• Foreclosure Intervention
• Demolition & Reconstruction

Information & Guidelines

The Clay County Board of County Commissioners established plans to increase the availability of affordable housing in Clay County. Availability of affordable housing includes homeowner rehabilitation programs, purchase assistance programs, and partnerships with non-profit organizations assisting those with "special needs" housing.

Qualification for all SHIP assistance programs is based on gross household income per family size established by HUD. Applicants will be processed and approved on a first-qualified, first-served basis. All houses must be located in Clay County.

Clay County, its officers, staff, and agents disclose that discrimination is unlawful based on race, creed, color, age, sex, familial status, marital status, national origin, or handicap.

Clay County is a Fair Housing Advocate (Ordinance #95-12). If you feel discriminated against, you may file a housing discrimination complaint at 1-800-669-9777 (Toll-Free), 1-800-927-9275 (TTY), or the U.S. Department of Housing and Urban Development website.